Dear Erica, I have no credit card of my own because I was married for 15 years and everything was in my husband’s name. We had a shared bank account, and I used the debit card from our bank. I was a stay-at-home mom and didn’t earn money. We are getting divorced now, and...
A growing number of prepaid cards are targeting kids and young adults, offering them the grown-up thrill of plastic — and parents the peace of mind of knowing their kids aren’t carrying wads of cash. But are prepaid cards a good idea for your...
Let’s be honest… in the business world, portraying the right image means everything. Think about it… what goes thru your client’s mind if you whip out a sub-prime card for bad credit to pay for a dinner? The client is probably thinking “How can...
Dear Erica, My sister ended a bad marriage in 2007 and returned to our home state to start her life over at age 50. Her divorce decree stated she...
Dear Eva, My parents are trying to convince me to buy a house because mortgage interest rates are so low now. Plus, they are noticing that homes in my...
What’s the minimum credit score needed to get the best rates on everything? There’s a lot of debate as to where that threshold lies. Is a credit score of...